Rochester Voice 8:50 a.m
Monday, April 20, 2026 8:49 am

With the rate of auto loan delinquency increasing in 49 states between Q3 2025 and Q4 2025, the personal-finance company WalletHub today released its updated report on the States Where Auto Loan Delinquency is Increasing the Most, to show where people's risk of credit score damage and vehicle repossession is surging most.

In order to identify the states where auto loan delinquency is increasing the most, WalletHub compared the 50 states using its proprietary user data on consumer delinquency rates between Q3 2025 and Q4 2025.

New Hampshire Stats

• Overall Rank for New Hampshire: 4^th
  
• Share of Average Number of Auto Loan Tradelines Delinquent in Q4 2025: 13.70%
  
• Change in Average Number of Auto Loan Tradelines Delinquent (Q4 2025 vs. Q3 2025): 9.10%

For the full report and to see where your state ranks, please visit:
https://wallethub.com/edu/states-where-auto-loan-delinquency-is-increasing-most/133674




"When you are delinquent on auto loan debt, try to get your account current as soon as possible to minimize the consequences. If you pay fewer than 30 days late, your delinquency won't be reported to the credit bureaus, though you'll still likely owe a late fee. If you're more than 30 days late, talk with your lender so they don't start the process of repossessing your car while you figure out how to pay. Ask if your lender has a hardship plan, or try strategies like cutting other expenses or consolidating debt."
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"Auto loan delinquency is increasing the most in North Dakota, as the state's residents were delinquent on 10.8% more auto loans in Q4 2025 than they were during Q3 2025. Idaho came in second place, with a 10.2% increase, while Hawaii had the third-biggest increase, at 9.2%. In addition, residents in each of the top three states were delinquent on more than 11% of their total auto loans in Q4 2025. "

- John Kiernan, WalletHub Editor