N.H. ranks 7th when it comes to percent of homeowners in dutch on mortgages

With the rate of mortgage delinquency rising in most states, the personal-finance company WalletHub recently released its updated report on the States Where Mortgage Delinquency is Increasing the Most, to show where home loans have become least affordable from Q4 2025 and Q1 2026. You can check out some key findings below.

New Hampshire Stats

• Overall Rank: 7^th
• Share of Average Number of Mortgage Tradelines Delinquent in Q1 2026: 6.25%
• Change in Average Number of Mortgage Tradelines Delinquent (Q1 2026 vs. Q4 2025): 3.30%

For the full report and to see where your state ranks, please visit:
https://wallethub.com/edu/states-most-people-delinquent-on-mortgage-loans/135926


"If you are delinquent on mortgage debt, you typically have until the debt is 30 days past-due (meaning you have missed two payments) in order to get current. After that, the lender will report the delinquency to the credit bureaus, which will damage your credit score. Therefore, it's important to try to get current on your debt as quickly as possible. If you are experiencing financial difficulty that prevents you from paying, ask your lender if they will allow temporary forbearance until you get back on your feet, which may prevent you from being reported as delinquent."
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"Vermont is the state where mortgage delinquency is increasing the most. In Q1 2026, the number of delinquent mortgages in the state increased by over 12% compared to Q4 2025, marking the largest surge in the country. Despite this sharp increase, Vermont still has one of the lowest mortgage delinquency rates in the country, at around 6%."

- Chip Lupo, WalletHub Editor